Dependent status under employee health insurance depends on family relationship, support, income and property requirements. Review all conditions together.
Exceptions below the total-income threshold
The NHIS criteria also require both spouses to meet income conditions when the applicant is married. The unregistered-business exception for annual business income up to KRW 5 million excludes housing rental income. Registered disabled applicants and specified veterans have separate exceptions. Eligible siblings must also be unmarried. Income below KRW 20 million alone is not a determination of eligibility.
Family and support relationship
Eligible family relationships and whether the insured worker supports the person must be established under the current rules. Relationship alone does not automatically confer dependent status.
Income conditions
The dependent’s overall income and certain income types are assessed against statutory thresholds. Business income can be especially important even when other income is modest.
Property conditions
Property tax base and income can be tested together. Passing an income check does not necessarily mean the property check is satisfied.
How to assess a case
Gather current income records, business status and property tax information, then confirm with the National Health Insurance Service. Thresholds and the assessment period may change; this guide is reference information, not an eligibility decision.